When caring for your senior, you may be concerned about the basic problems that can occur: falling, health issues, dietary concerns, etc. While these are incredibly important, there are also unforeseen hazards that can also face your seniors, such as digital phishing, scams, and fraud. In most cases, seniors can be even more at risk of these issues due to their lack of technological knowledge. Having home care services may help to deter the problem.
Read on to learn more about the most common scams, how to tell if your senior is falling for them, and how to help your senior if they find themselves in one.
What Is Elderly Scamming?
To begin, elderly scamming is the process of targeting specific scams to those who are elderly (usually 65+ in age). These scams are usually online, or over the phone, as most seniors have little-to-know technological knowledge, making them easy targets. Depending on the scammer, however, they could also take place in person, so you can never be too careful.
Common Elderly Scams
There are a few main elderly fraud scams that are popular among most scammers. While these have become more apparent over time, it is good to mention them so that you can keep a good lookout for them. In most cases, these scams were best on seniors when they are alone, so having home care already deters scamming to a certain degree.
As for the scams, some of the most common include:
Home repair scam: occurs when criminals target the elderly in the guise of a home repairman. This often means that the scammer requests payment in advance without actually doing any work. In addition to this, sometimes the scammer will do the work but then double or triple charge.
Relative Scam: This scam is one of the most common, where someone calls your senior claiming to be a (usually distant) relative. They will often ask for money, checks, etc.
Tech Repair Scam: This scam is when someone offers to repair your senior’s technological devices (usually for a free/reduced fee). After repairing, they often gain access to your senior’s device/personal information.
How to Know When Your Senior is Falling For Scams
While these are some of the most popular scams, the list is certainly not full, and people are coming up with new scams on a daily. With this, it is first of all important to be vigilant. With home care, you have the ability to protect your senior. Thus, it is important to make sure you know what is going on in their life, and ask if you overhear any strange calls that may seem fraudulent in nature.
Having Home Care Services can Oversee the Problems
In the end, there are tons of scams that are being targeted at seniors every day. This means that it is critically important to make sure that your senior isn’t the victim of one of them. Making sure you are invested and a part of your senior’s life/activities is one of the best prevention systems possible. In addition, having home care is another large deterrent that prevents many scams. To finish, while are of these points are important, the best thing you can do is report the scam as soon as you see it to your local authorities/citizens to prevent it from happening to anyone else!
Home care can help your senior avoid scams- being there when scammers are targeting your senior to keep them safe. Home care caregivers can also help your senior with everyday tasks such as cooking, cleaning, and transportation. Call us today and see if home care is right for you!